/* ============================================================
   Orizon — Página /financeiro
   Pillar page styles. Layers on top of orizon-site.css + tokens.
   ============================================================ */

/* ---- money colors ---- */
:root {
  --money-in: var(--orz-success);
  --money-out: #E0533F;
  --fin-shadow: 0 30px 80px -28px rgba(11,22,56,0.42), 0 8px 24px -12px rgba(11,22,56,0.16);
}

/* ===== HERO ===== */
.fin-hero { position: relative; padding-top: clamp(120px, 16vh, 190px); overflow: clip; }
.fin-hero .hero-sky { height: 720px; }
.fin-hero-grid {
  position: relative; z-index: 2;
  display: grid; grid-template-columns: 1fr 1.04fr; gap: clamp(32px, 4vw, 64px);
  align-items: center; padding-bottom: clamp(48px, 7vw, 96px);
}
.fin-hero-copy { max-width: 560px; }
.fin-hero h1 { margin: 22px 0 0; }
.fin-hero .lead { margin-top: 22px; max-width: 500px; }

/* financial overview panel (the product mock) */
.fin-panel {
  background: var(--bg-surface); border-radius: var(--radius-xl); padding: 22px;
  box-shadow: var(--fin-shadow); position: relative;
}
.fin-panel-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 16px; }
.fin-panel-head .ph-l { display: flex; align-items: center; gap: 11px; min-width: 0; }
.fin-panel-head .badge-church { width: 38px; height: 38px; border-radius: 11px; background: var(--brand-deep); color: #fff; display: flex; align-items: center; justify-content: center; }
.fin-panel-head .badge-church .ic { width: 20px; height: 20px; }
.fin-panel-head .ph-name { font: 700 15px/1.1 var(--font-sans); color: var(--fg-primary); white-space: nowrap; }
.fin-panel-head .ph-sub { font: 500 12px/1.1 var(--font-sans); color: var(--fg-secondary); margin-top: 2px; }
.fin-live { font: 700 11px/1 var(--font-sans); color: var(--money-in); display: inline-flex; align-items: center; gap: 6px; background: rgba(34,197,94,0.10); padding: 6px 10px; border-radius: 999px; white-space: nowrap; flex-shrink: 0; }
.fin-live .dot { width: 7px; height: 7px; border-radius: 999px; background: var(--money-in); animation: pulse-dot 1.8s var(--ease-in-out) infinite; }
@keyframes pulse-dot { 0%,100%{opacity:1;transform:scale(1)} 50%{opacity:.4;transform:scale(.7)} }

.fin-balance { background: var(--brand-deep); color: #fff; border-radius: var(--radius-lg); padding: 20px 22px; position: relative; overflow: hidden; }
.fin-balance .sun { position: absolute; top: -50px; right: -40px; width: 180px; height: 180px; background: radial-gradient(circle, rgba(255,232,170,0.55) 0%, transparent 65%); pointer-events: none; }
.fin-balance .b-label { font: 700 11px/1 var(--font-sans); letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.7); position: relative; }
.fin-balance .b-amt { font: 800 clamp(32px,3.6vw,42px)/1 var(--font-display); letter-spacing: -0.03em; margin-top: 10px; position: relative; }
.fin-balance .b-amt .cur { font-size: 18px; opacity: 0.7; vertical-align: top; margin-right: 3px; }
.fin-balance .b-trend { font: 600 12.5px/1 var(--font-sans); color: var(--orz-lime); margin-top: 10px; position: relative; display: inline-flex; align-items: center; gap: 5px; white-space: nowrap; }
.fin-balance .b-trend .ic { width: 14px; height: 14px; }

.fin-stat-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-top: 12px; }
.fin-stat { background: var(--bg-app); border-radius: var(--radius-md); padding: 14px; }
.fin-stat .s-top { display: flex; align-items: center; gap: 7px; font: 600 11.5px/1 var(--font-sans); color: var(--fg-secondary); }
.fin-stat .s-top .ic { width: 14px; height: 14px; }
.fin-stat .s-val { font: 800 18px/1 var(--font-sans); letter-spacing: -0.01em; margin-top: 9px; }
.fin-stat.inc .s-top .ic, .fin-stat.inc .s-val { color: var(--money-in); }
.fin-stat.exp .s-top .ic, .fin-stat.exp .s-val { color: var(--money-out); }
.fin-stat.due .s-val { color: var(--fg-primary); }

/* pix toast */
.fin-toast {
  position: absolute; left: 18px; right: 18px; bottom: 18px;
  background: var(--bg-surface); border-radius: var(--radius-md);
  box-shadow: var(--shadow-3); padding: 13px 15px;
  display: flex; align-items: center; gap: 12px;
  border: 1px solid var(--stroke-soft);
  transform: translateY(140%); opacity: 0;
  transition: transform .5s var(--ease-spring), opacity .4s var(--ease-out);
  z-index: 4;
}
.fin-toast.show { transform: translateY(0); opacity: 1; }
.fin-toast .t-ic { width: 38px; height: 38px; border-radius: 10px; background: rgba(34,197,94,0.12); color: var(--money-in); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.fin-toast .t-ic .ic { width: 20px; height: 20px; }
.fin-toast .t-title { font: 700 13.5px/1.1 var(--font-sans); color: var(--fg-primary); }
.fin-toast .t-sub { font: 500 11.5px/1.2 var(--font-sans); color: var(--fg-secondary); margin-top: 2px; }
.fin-toast .t-amt { margin-left: auto; font: 800 16px/1 var(--font-sans); color: var(--money-in); }

/* ===== PROBLEM (dark, manual chain) ===== */
.fin-problem .problem-head .title-lg { margin-top: 18px; }
.chain { display: flex; flex-wrap: wrap; align-items: stretch; gap: 10px; margin-top: 52px; }
.chain-step {
  flex: 1; min-width: 130px; background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.10); border-radius: var(--radius-md);
  padding: 18px 16px; position: relative;
}
.chain-step .cs-ic { width: 30px; height: 30px; color: rgba(255,255,255,0.78); }
.chain-step .cs-ic .ic { width: 26px; height: 26px; stroke-width: 1.8; }
.chain-step .cs-t { font: 700 14px/1.2 var(--font-sans); color: #fff; margin-top: 12px; }
.chain-step .cs-s { font: 500 12px/1.35 var(--font-sans); color: rgba(255,255,255,0.52); margin-top: 4px; }
.chain-step .cs-num { position: absolute; top: 14px; right: 14px; font: 800 12px/1 var(--font-sans); color: rgba(255,255,255,0.3); }
.chain-arrow { display: flex; align-items: center; color: rgba(255,255,255,0.3); }
.chain-arrow .ic { width: 18px; height: 18px; }
.fin-problem .problem-foot { margin-top: 44px; }

/* ===== SOLUTION BLOCKS ===== */
.block { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 5vw, 84px); align-items: center; }
.block + .block { margin-top: clamp(64px, 8vw, 120px); }
.block.flip .block-media { order: -1; }
.block-copy { max-width: 480px; }
.block-num { font: 800 14px/1 var(--font-sans); color: var(--brand); letter-spacing: 0.04em; }
.block-copy h3 { font: 700 clamp(26px,3vw,36px)/1.08 var(--font-display); letter-spacing: -0.025em; margin: 14px 0 0; color: var(--fg-primary); text-wrap: balance; }
.block-copy p { font: 500 var(--lead)/1.55 var(--font-sans); color: var(--fg-secondary); margin: 18px 0 0; text-wrap: pretty; }
.block-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 22px; }
.block-tags span { font: 600 13px/1 var(--font-sans); color: var(--fg-primary); background: var(--bg-surface); border: 1px solid var(--stroke-soft); padding: 9px 13px; border-radius: 999px; box-shadow: var(--shadow-1); display: inline-flex; align-items: center; gap: 7px; }
.block-tags span .ic { width: 15px; height: 15px; color: var(--brand); }
.block-note { font: 500 14px/1.5 var(--font-sans); color: var(--fg-secondary); margin-top: 18px; padding-left: 14px; border-left: 2px solid var(--orz-sand-200); }

.block-media { position: relative; }
.media-card { background: var(--bg-surface); border-radius: var(--radius-lg); box-shadow: var(--fin-shadow); padding: 22px; }

/* block1 — entradas: QR + envelopes */
.entry-mock { display: grid; grid-template-columns: auto 1fr; gap: 18px; align-items: start; }
.qr-box { width: 116px; }
.qr-box .qr { width: 116px; height: 116px; border-radius: 14px; background:
  conic-gradient(from 0deg, #0c1430, #0c1430); position: relative; overflow: hidden; }
.qr-grid { width: 100%; height: 100%; display: grid; grid-template-columns: repeat(9,1fr); grid-template-rows: repeat(9,1fr); gap: 2px; padding: 10px; }
.qr-grid i { border-radius: 2px; }
.qr-cap { font: 700 11px/1.3 var(--font-sans); color: var(--fg-secondary); text-align: center; margin-top: 9px; }
.envelopes { display: flex; flex-direction: column; gap: 8px; }
.env-row { display: flex; align-items: center; gap: 11px; padding: 9px 11px; background: var(--bg-app); border-radius: 10px; }
.env-row .e-av { width: 30px; height: 30px; border-radius: 999px; display: flex; align-items: center; justify-content: center; font: 800 12px/1 var(--font-sans); color: #fff; flex-shrink: 0; }
.env-row .e-n { font: 600 12.5px/1.1 var(--font-sans); color: var(--fg-primary); }
.env-row .e-m { font: 500 11px/1.1 var(--font-sans); color: var(--fg-secondary); margin-top: 2px; }
.env-row .e-v { margin-left: auto; font: 800 13px/1 var(--font-sans); color: var(--money-in); }
.env-add { font: 600 12px/1 var(--font-sans); color: var(--brand); display: inline-flex; align-items: center; gap: 6px; padding: 8px 4px; }
.env-add .ic { width: 15px; height: 15px; }

/* block2 — conta digital spotlight (dark, big) */
.conta-spot { background: var(--brand-deep); color: #fff; border-radius: clamp(20px,3vw,32px); padding: clamp(36px,5vw,72px); position: relative; overflow: hidden; }
.conta-spot .spot-glow { position: absolute; top: -160px; right: -120px; width: 560px; height: 560px; background: radial-gradient(circle, rgba(255,232,170,0.28) 0%, transparent 62%); pointer-events: none; }
.conta-grid { display: grid; grid-template-columns: 1fr 0.92fr; gap: clamp(36px,5vw,72px); align-items: center; position: relative; }
.conta-spot .eyebrow { color: var(--orz-lime); }
.conta-spot .eyebrow::before { background: var(--orz-lime); }
.conta-spot h3 { font: 700 clamp(28px,3.4vw,42px)/1.06 var(--font-display); letter-spacing: -0.03em; margin: 16px 0 0; color: #fff; text-wrap: balance; }
.conta-spot p { font: 500 var(--lead)/1.55 var(--font-sans); color: rgba(255,255,255,0.78); margin: 20px 0 0; }
.conta-spot .bc-seal { display: inline-flex; align-items: center; gap: 9px; margin-top: 24px; font: 600 13px/1.2 var(--font-sans); color: rgba(255,255,255,0.7); }
.conta-spot .bc-seal .ic { width: 18px; height: 18px; color: var(--orz-lime); }

.conta-card { background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.12); border-radius: var(--radius-lg); padding: 22px; backdrop-filter: blur(6px); }
.conta-card .cc-top { display: flex; align-items: center; justify-content: space-between; }
.conta-card .cc-label { font: 700 10px/1 var(--font-sans); letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.6); }
.conta-card .cc-bc { font: 700 10px/1 var(--font-sans); color: var(--orz-lime); display: inline-flex; align-items: center; gap: 5px; }
.conta-card .cc-bc .ic { width: 13px; height: 13px; }
.conta-card .cc-amt { font: 800 36px/1 var(--font-display); letter-spacing: -0.03em; margin-top: 14px; color: #fff; }
.conta-card .cc-amt .cur { font-size: 16px; opacity: 0.6; vertical-align: top; margin-right: 3px; }
.conta-card .cc-actions { display: grid; grid-template-columns: repeat(4,1fr); gap: 8px; margin-top: 22px; }
.cc-act { display: flex; flex-direction: column; align-items: center; gap: 7px; padding: 12px 4px; background: rgba(255,255,255,0.07); border-radius: 12px; border: 0; cursor: pointer; transition: background var(--dur-fast); }
.cc-act:hover { background: rgba(255,255,255,0.14); }
.cc-act .ic { width: 20px; height: 20px; color: #fff; }
.cc-act span { font: 600 11px/1 var(--font-sans); color: rgba(255,255,255,0.85); }
.cc-onboard { display: flex; align-items: center; gap: 10px; margin-top: 18px; padding: 13px 15px; background: rgba(204,255,0,0.10); border: 1px solid rgba(204,255,0,0.28); border-radius: 12px; }
.cc-onboard .ic { width: 18px; height: 18px; color: var(--orz-lime); flex-shrink: 0; }
.cc-onboard .o-t { font: 700 12.5px/1.2 var(--font-sans); color: #fff; }
.cc-onboard .o-s { font: 500 11.5px/1.2 var(--font-sans); color: rgba(255,255,255,0.6); margin-top: 2px; }
.cc-onboard .o-status { margin-left: auto; font: 700 11px/1 var(--font-sans); color: var(--orz-lime); }

/* block3 — contas a pagar */
.bills { display: flex; flex-direction: column; gap: 9px; }
.bill { display: flex; align-items: center; gap: 12px; padding: 12px 14px; background: var(--bg-app); border-radius: 12px; }
.bill .b-ic { width: 36px; height: 36px; border-radius: 10px; background: var(--bg-surface); box-shadow: var(--shadow-1); display: flex; align-items: center; justify-content: center; color: var(--fg-secondary); flex-shrink: 0; }
.bill .b-ic .ic { width: 18px; height: 18px; }
.bill .b-n { font: 600 13.5px/1.1 var(--font-sans); color: var(--fg-primary); }
.bill .b-d { font: 500 11.5px/1.1 var(--font-sans); color: var(--fg-secondary); margin-top: 3px; }
.bill .b-v { margin-left: auto; font: 800 14px/1 var(--font-sans); color: var(--fg-primary); }
.bill .b-flag { font: 700 10px/1 var(--font-sans); padding: 4px 8px; border-radius: 999px; margin-left: 10px; }
.bill .b-flag.due { background: rgba(224,83,63,0.12); color: var(--money-out); }
.bill .b-flag.soon { background: rgba(245,158,11,0.14); color: #B7791F; }
.bill .b-flag.ok { background: rgba(34,197,94,0.12); color: var(--money-in); }
.cashflow { margin-top: 14px; padding: 14px; background: var(--bg-app); border-radius: 12px; }
.cashflow .cf-top { display: flex; align-items: center; justify-content: space-between; font: 600 12px/1 var(--font-sans); color: var(--fg-secondary); }
.cashflow .cf-val { font: 800 12px/1 var(--font-sans); color: var(--money-in); }
.cf-bars { display: flex; align-items: flex-end; gap: 6px; height: 56px; margin-top: 12px; }
.cf-bars i { flex: 1; border-radius: 4px 4px 0 0; background: linear-gradient(to top, var(--brand), #5B79FF); }

/* block4 — fundos */
.funds { display: grid; gap: 10px; }
.fund { padding: 16px 18px; background: var(--bg-app); border-radius: 14px; position: relative; overflow: hidden; }
.fund .f-top { display: flex; align-items: center; gap: 10px; }
.fund .f-dot { width: 10px; height: 10px; border-radius: 999px; flex-shrink: 0; }
.fund .f-n { font: 700 14px/1.1 var(--font-sans); color: var(--fg-primary); }
.fund .f-v { margin-left: auto; font: 800 16px/1 var(--font-sans); color: var(--fg-primary); }
.fund .f-bar { height: 6px; border-radius: 999px; background: var(--orz-ink-100); margin-top: 12px; overflow: hidden; }
.fund .f-bar i { display: block; height: 100%; border-radius: 999px; }
.fund .f-meta { font: 500 11.5px/1 var(--font-sans); color: var(--fg-secondary); margin-top: 8px; }

/* block5 — conciliação */
.recon { display: flex; flex-direction: column; gap: 8px; }
.recon-head { display: flex; align-items: center; gap: 10px; padding-bottom: 12px; margin-bottom: 4px; border-bottom: 1px solid var(--stroke-soft); }
.recon-head .ofx { font: 700 11px/1 var(--font-sans); color: var(--brand); background: rgba(20,53,244,0.08); padding: 6px 10px; border-radius: 8px; display: inline-flex; align-items: center; gap: 6px; }
.recon-head .ofx .ic { width: 14px; height: 14px; }
.recon-head .r-prog { margin-left: auto; font: 700 12px/1 var(--font-sans); color: var(--money-in); }
.recon-row { display: flex; align-items: center; gap: 12px; padding: 11px 13px; background: var(--bg-app); border-radius: 11px; }
.recon-row .rr-match { width: 24px; height: 24px; border-radius: 999px; background: var(--money-in); color: #fff; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.recon-row .rr-match .ic { width: 14px; height: 14px; stroke-width: 3; }
.recon-row.pending .rr-match { background: var(--orz-ink-100); color: var(--fg-tertiary); }
.recon-row .rr-n { font: 600 13px/1.1 var(--font-sans); color: var(--fg-primary); }
.recon-row .rr-d { font: 500 11px/1.1 var(--font-sans); color: var(--fg-secondary); margin-top: 2px; }
.recon-row .rr-v { margin-left: auto; font: 800 13px/1 var(--font-sans); color: var(--fg-primary); }

/* ===== WOW LOOP (animated) ===== */
.loop-sec { background: var(--bg-sunken); }
.loop-head { max-width: 720px; margin-inline: auto; text-align: center; }
.loop-head .title-lg { margin-top: 16px; }
.loop-head .lead { margin-top: 18px; }
.loop {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 0;
  margin-top: 64px; position: relative;
}
.loop-step { text-align: center; padding: 0 16px; position: relative; }
.loop-step .ls-ring {
  width: 88px; height: 88px; border-radius: 999px; margin: 0 auto;
  display: flex; align-items: center; justify-content: center;
  background: var(--bg-surface); box-shadow: var(--shadow-1);
  border: 2px solid var(--stroke-soft); position: relative; z-index: 2;
  transition: transform .4s var(--ease-spring), box-shadow .4s, border-color .4s, background .4s;
}
.loop-step .ls-ring .ic { width: 34px; height: 34px; color: var(--fg-tertiary); transition: color .4s; }
.loop-step.on .ls-ring { background: var(--brand); border-color: var(--brand); transform: scale(1.08); box-shadow: 0 16px 36px -10px rgba(20,53,244,0.5); }
.loop-step.on .ls-ring .ic { color: #fff; }
.loop-step.done .ls-ring { border-color: var(--money-in); }
.loop-step.done .ls-ring .ic { color: var(--money-in); }
.loop-step .ls-num { font: 800 12px/1 var(--font-sans); color: var(--brand); margin-top: 18px; letter-spacing: 0.06em; }
.loop-step .ls-t { font: 700 17px/1.2 var(--font-sans); color: var(--fg-primary); margin-top: 8px; }
.loop-step .ls-d { font: 500 13.5px/1.45 var(--font-sans); color: var(--fg-secondary); margin-top: 8px; }
.loop-line { position: absolute; top: 44px; height: 2px; background: var(--stroke); z-index: 1; overflow: hidden; }
.loop-line i { position: absolute; inset: 0; width: 0; background: var(--brand); transition: width .6s var(--ease-out); }
.loop-line.fill i { width: 100%; }
.loop-foot { text-align: center; margin-top: 56px; }
.loop-foot .seal { display: inline-flex; align-items: center; gap: 9px; font: 600 14px/1.2 var(--font-sans); color: var(--fg-secondary); background: var(--bg-surface); padding: 12px 18px; border-radius: 999px; box-shadow: var(--shadow-1); }
.loop-foot .seal .ic { width: 18px; height: 18px; color: var(--brand); }

/* ===== JOSÉ (support) ===== */
.jose-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px,5vw,80px); align-items: center; }
.jose-copy { max-width: 460px; }
.jose-copy .title-lg { margin-top: 16px; }
.jose-copy .lead { margin-top: 18px; }
.jose-badge { display: inline-flex; align-items: center; gap: 10px; margin-top: 22px; padding: 11px 16px 11px 12px; background: var(--bg-surface); border-radius: 999px; box-shadow: var(--shadow-1); }
.jose-badge .j-av { width: 34px; height: 34px; border-radius: 999px; background: linear-gradient(135deg, var(--brand), var(--orz-navy-800)); color: #fff; display: flex; align-items: center; justify-content: center; }
.jose-badge .j-av .ic { width: 18px; height: 18px; }
.jose-badge .j-t { font: 700 13px/1.1 var(--font-sans); color: var(--fg-primary); }
.jose-badge .j-s { font: 500 11px/1.1 var(--font-sans); color: var(--money-in); margin-top: 2px; }

.chat { background: var(--bg-surface); border-radius: var(--radius-lg); box-shadow: var(--fin-shadow); padding: 22px; }
.chat-head { display: flex; align-items: center; gap: 12px; padding-bottom: 16px; border-bottom: 1px solid var(--stroke-soft); margin-bottom: 18px; }
.chat-head .c-av { width: 42px; height: 42px; border-radius: 999px; background: linear-gradient(135deg, var(--brand), var(--orz-navy-800)); color: #fff; display: flex; align-items: center; justify-content: center; }
.chat-head .c-av .ic { width: 22px; height: 22px; }
.chat-head .c-n { font: 700 15px/1.1 var(--font-sans); color: var(--fg-primary); }
.chat-head .c-s { font: 500 12px/1.1 var(--font-sans); color: var(--money-in); margin-top: 3px; display: inline-flex; align-items: center; gap: 5px; }
.chat-head .c-s::before { content: ""; width: 7px; height: 7px; border-radius: 999px; background: var(--money-in); }
.chat-body { display: flex; flex-direction: column; gap: 12px; min-height: 220px; }
.bubble { max-width: 80%; padding: 12px 15px; font: 500 14px/1.45 var(--font-sans); border-radius: 16px; opacity: 0; transform: translateY(8px); }
.bubble.in { opacity: 1; transform: none; transition: opacity .4s var(--ease-out), transform .4s var(--ease-out); }
.bubble.user { align-self: flex-end; background: var(--brand); color: #fff; border-bottom-right-radius: 5px; }
.bubble.bot { align-self: flex-start; background: var(--bg-app); color: var(--fg-primary); border-bottom-left-radius: 5px; }
.bubble.handoff { align-self: flex-start; background: rgba(204,255,0,0.14); color: var(--fg-primary); border: 1px solid rgba(204,255,0,0.4); border-bottom-left-radius: 5px; font-weight: 600; display: flex; gap: 9px; align-items: flex-start; }
.bubble.handoff .ic { width: 17px; height: 17px; color: var(--brand-deep); flex-shrink: 0; margin-top: 1px; }
.typing { align-self: flex-start; background: var(--bg-app); padding: 14px 16px; border-radius: 16px; border-bottom-left-radius: 5px; display: inline-flex; gap: 5px; }
.typing i { width: 7px; height: 7px; border-radius: 999px; background: var(--fg-tertiary); animation: typing 1.2s infinite; }
.typing i:nth-child(2){ animation-delay: .2s; } .typing i:nth-child(3){ animation-delay: .4s; }
@keyframes typing { 0%,60%,100%{ transform: translateY(0); opacity:.4 } 30%{ transform: translateY(-5px); opacity:1 } }

/* ===== FAQ accordion ===== */
.faq { max-width: 760px; margin: 52px auto 0; }
.faq-item { border-bottom: 1px solid var(--stroke); }
.faq-q { width: 100%; background: transparent; border: 0; cursor: pointer; text-align: left; display: flex; align-items: center; gap: 18px; padding: 24px 4px; font: 700 18px/1.35 var(--font-sans); color: var(--fg-primary); }
.faq-q .fq-ic { margin-left: auto; flex-shrink: 0; width: 32px; height: 32px; border-radius: 999px; background: var(--bg-surface); box-shadow: var(--shadow-1); display: flex; align-items: center; justify-content: center; color: var(--brand); transition: transform var(--dur-base) var(--ease-out), background var(--dur-base); }
.faq-q .fq-ic .ic { width: 18px; height: 18px; }
.faq-item.open .fq-ic { transform: rotate(45deg); background: var(--brand); color: #fff; }
.faq-a { overflow: hidden; max-height: 0; transition: max-height var(--dur-slow) var(--ease-out); }
.faq-a-inner { padding: 0 50px 24px 4px; font: 500 16px/1.6 var(--font-sans); color: var(--fg-secondary); }
.faq-a-inner b { color: var(--fg-primary); font-weight: 700; }

/* ===== responsive ===== */
@media (max-width: 1024px) {
  .fin-hero-grid { grid-template-columns: 1fr; }
  .fin-panel { margin-top: 20px; }
  .block, .conta-grid, .jose-grid { grid-template-columns: 1fr; }
  .block.flip .block-media { order: 0; }
  .block-media { order: -1; }
  .loop { grid-template-columns: 1fr 1fr; gap: 40px 0; }
  .loop-line { display: none; }
}
@media (max-width: 640px) {
  .chain-arrow { display: none; }
  .chain-step { min-width: 100%; }
  .fin-stat-row { grid-template-columns: 1fr; }
  .conta-card .cc-actions { grid-template-columns: repeat(2,1fr); }
  .loop { grid-template-columns: 1fr; }
  .entry-mock { grid-template-columns: 1fr; }
  .qr-box { margin-inline: auto; }
}